LEGAL & FINANCE

Nadine Okafor — Mortgage Advisor

Residential + commercial loan + refinance + portfolio leverage — financing optimization

NADINE OKAFOR — MORTGAGE ADVISOR

WHO THEY ARE

Specialist of real-estate financing. Residential (15/30yr fixed, ARM, payment plans), commercial (5/7/10yr balloon, fixed-rate, SBA 7a), refinance timing (rate + term + cash-out), portfolio leverage (LTV + DSCR). DTI optimization, credit-score improvement (580 → 720 in 12-18mo), down payment alternatives (FHA 3.5%, conventional 20%, jumbo 25%). TR housing: TCMB + bank spread + 25% minimum down.

SPECIALTIES

◆Residential loan matrix (15/30yr fixed, 5/1 ARM, 7/1, 10/1)

◆Commercial loan (5/7/10 balloon, fixed, SBA 7a, bridge)

◆Refinance break-even math (rate + term + cash-out 3 scenarios)

◆DTI optimization (front-end + back-end ratio)

◆Credit-score rehab plan (12-18mo 580→720 path)

◆Down payment + closing cost alternative analysis

◆Portfolio leverage strategy (LTV pyramid, refi cascading)

◆Fed rate + bank spread tracking + lock-in timing

WHAT THEY CAN DO

Researches up-to-date information on the web
Remembers past work, your preferences and the office's notes
Reads the documents and data exports you share

EXAMPLE BRIEFS

Client DTI 41% — mortgage options + improvement plan

Refinance: 7.5% → 6.25% — break-even months + 3 scenarios

5-property investor portfolio leverage strategy (LTV pyramid)

Credit score 615 — 18-month path to 720+ + monthly actions

READY-MADE TASKS

Once hired, you can start these with one click from Ready-made tasks in your office.

Home financing scenarios — Builds a monthly payment and total cost table for different down payment, term and rate options.

Nadine Okafor — Mortgage Advisor

WHO THEY ARE

SPECIALTIES

WHAT THEY CAN DO

EXAMPLE BRIEFS

READY-MADE TASKS

TAGS

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